There are several ways you can apply for a mortgage loan:
1. Visit southside.com. Select “Personal.” Select “Mortgage Lending.” Select “Start Your Application” to begin the process.
2. Visit southside.com. Select “Meet Our Lenders" to view our list of lenders. Call a mortgage lender in your area.
3. Visit with a mortgage lender in person! Click here to locate a lender nearest you.
Common charges for a mortgage loan are origination fees, homeowners insurance, property taxes, and 3rd party service fees. Your loan officer can help explain all fees associated with your mortgage loan.
We have several mortgage lenders throughout Texas, so click here to find a mortgage lender near you.
Yes, you will need to create an account to start the application process. This is only creating an account for the mortgage process, it is not a checking or savings account with Southside Bank. Creating an account and signing in allows you to save your work and complete the mortgage application later if you are not able to complete it in one sitting. Once you create and sign in to your mortgage application account, you will be directed to complete your application.
For convenience, you have the option of authorizing your credit to be run as part of the online application. If you authorize us to run it through the online process, we will run it once you submit the application to us.
Our turnaround times are typically under 30 days from the time we submit your loan to processing. Your loan is submitted to processing shortly after you confirm your intent to proceed and you provide us certain basic information, such as your income and asset documentation, as applicable. If you are in a purchase situation with specific time pressures, we make every effort to close within your timeframe so you won’t miss your closing date. Our lenders will always let you know upfront if it’s reasonable to close your loan within your specified timeframe.
To notify us of an error or request information about the servicing of your mortgage loan, you must write us at the following address: Attn: Servicing Errors and Request for Information, Southside Bank, PO Box 150099, Ft. Worth TX 76108-0099. Be sure to include your name, account number, and a description of the error or information you are requesting.
