Certificates of Deposit (CDs)
A safer way to save.
A CD is a savings account that holds a lump sum of money for a set period of time, such as six months, one year, or five years, in return for fixed interest paid.* CDs are a safer and more conservative investment vehicle than stocks and bonds.
Account Options
Southside Bank offers a range of CD products with varying terms and rates, depending on the deposit amount. You can check our current interest rates below:
Take advantage of our limited-time CD special today.
Invest with confidence. Check out our great CD specials.
Certificates of Deposit ($1,000 - $99,999)
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$1,000 minimum deposit to open
Must maintain a minimum balance of $1,000 to obtain the disclosed APY
Certificates of Deposit ($100,000 or above)
APY=Annual Percentage Yield
A penalty may be imposed for early withdrawal
$100,000 minimum deposit to open
Must maintain a minimum balance of $100,000 to obtain the disclosed APY
Open or Renew a CD
You can visit any of our convenient branches to open a CD. To schedule an appointment at a branch near you, click below or call 877.639.3511. Please be sure to bring a valid ID to your appointment.
You will be mailed a maturity notice in advance of your CD renewing. At that time, you can choose whether to renew, change terms, or cash in your CD without losing any interest accrued.*A Certificate of Deposit (CD) account is a time-deposit account that matures at a set date in the future. Any withdrawal of all or part of the funds from your CD account prior to the maturity date may result in an early withdrawal penalty. Please contact us, review the CD account disclosure, or visit with your banker for more details.
