Checking

Paper Statement Fee $3 (waived with eStatement enrollment)

Inactivity Fee: $5 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $200)

• Cell Phone Protection¹
• $10,000 Travel Accidental Death Insurance²
• Identity Theft Protection^1,2
• Roadside Assistance
• Discounts/Coupons: Shopping, Dining, Traveling, Grocery, Pharmacy, Vision, and Hearing Savings*

* Registration with BaZing.com is required to receive certain benefits.

¹ Cell phone protection and personal identity protection are subject to additional terms and conditions.

² Insurance products are NOT FDIC INSURED, NOT A DEPOSIT, NOT AN OBLIGATION OF OR GUARANTEED BY SOUTHSIDE BANK, ITS AFFILIATES, OR ANY GOVERNMENTAL AGENCY.

Reduce by $1 with eStatements – Reduce it by 10¢ every time you use your debit card for purchases.

You can even get it to $0.

The 10¢ credit applies to qualified debit card purchases that post to the account during a statement cycle. Qualified debit card purchases include Pinned Point-Of-Sale (POS) purchases, Signature POS purchases and Pinless Bill Pay-POS debit transactions. ATM transactions do not qualify as a purchase. The maximum credit given is $5 during the statement cycle.

Check Current Rates.

When the account maintains an average daily balance of $1,000 and over - no Monthly Maintenance Fee will be charged. If the average daily balance falls under $1,000, a $9 Minimum Balance Fee will be charged.

Check Current Rates.

$15 or $0 if you maintain an average daily checking balance of $7,500 per statement cycle or a combined relationship¹ of $50,000

• .15% discount on eligible loans (excluding mortgage)
• Refunds of ATM fees² charged by other banks up to $10 per statement cycle
• Two boxes of bank stock checks annually at no charge
• Free 3x5 safe deposit box, where available

¹The combined relationship is based on the primary owner of the Relationship Checking account for qualifying accounts. Qualifying accounts include personal deposit accounts, personal loan accounts, and sole proprietorship accounts in the name of the primary owner. CDs, IRAs, credit cards and all other commercial deposits and commercial loans do not qualify.

² Refund of up to 4 (per statement cycle) Foreign ATM Withdrawal Fees charged by Southside Bank for withdrawals made at ATMs not owned by Southside Bank; Refund of up to 4 (per statement cycle) Foreign ATM Balance Inquiry Fees charged by Southside Bank for balance inquiries made at ATMs not owned by Southside Bank.

• Free initial order of "American Flag" checks with first new account
• Initial fee waived for custom "Patriotic" debit card

Proper forms of ID to open account include: DD-214 ("Long Form"), Vet cards, or valid current military ID.

Paper Statement Fee $3 (waived with eStatement enrollment)

Inactivity Fee: $5 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $200)

At the age of 18, Spirit Checking account will convert to Classic Checking.

Initial fee waived for Spirit debit card.

Inactivity Fee: $5 (monthly fee assessed if inactive for 90 days and the balance on the last day of the statement cycle falls below $200)

Paper Statement Fee $2 (waived with eStatement enrollment)

Checks are not available on this account.